Personal Finance Canada

Wealthsimple Renames "Personal" Accounts into "Non-Registered"

Wealthsimple Renames "Personal" Accounts into "Non-Regist...

Ryan Octosa

In mid-April 2023, Wealthsimple Trade renamed their Personal accounts into Non-Registered accounts.

Wealthsimple Renames "Personal" Accounts into "Non-Regist...

Ryan Octosa

In mid-April 2023, Wealthsimple Trade renamed their Personal accounts into Non-Registered accounts.

XEQT vs. VGRO vs. VFV: Which Pays the Most Dividends? (2023)

XEQT vs. VGRO vs. VFV: Which Pays the Most Dividends? (2023)

Ryan Octosa

At the time I'm writing this, I own all of VFV, XEQT, and VGRO. Redundant, I know, which is why I'm going to axe one of them out of my...

XEQT vs. VGRO vs. VFV: Which Pays the Most Dividends? (2023)

Ryan Octosa

At the time I'm writing this, I own all of VFV, XEQT, and VGRO. Redundant, I know, which is why I'm going to axe one of them out of my...

FHSA Account: Which Banks and Brokers Offer It? (June 2023)

FHSA Account: Which Banks and Brokers Offer It? (June 2023)

Ryan Octosa

On April 1st, 2023, Questrade is the only major financial institution to offer an First Home Savings Account (FHSA) account, followed by National Bank on April 17th, 2023. Rumour has it that...

FHSA Account: Which Banks and Brokers Offer It? (June 2023)

Ryan Octosa

On April 1st, 2023, Questrade is the only major financial institution to offer an First Home Savings Account (FHSA) account, followed by National Bank on April 17th, 2023. Rumour has it that...

Can a Temporary Resident Get a Credit Card in Canada?

Can a Temporary Resident Get a Credit Card in Canada?

Ryan Octosa

Short answer: Yes. If you are on a Canadian study permit or a work permit, you are considered a temporary resident and you can get a credit card in Canada.

Can a Temporary Resident Get a Credit Card in Canada?

Ryan Octosa

Short answer: Yes. If you are on a Canadian study permit or a work permit, you are considered a temporary resident and you can get a credit card in Canada.

4 Banking Culture Shocks I Experienced in Canada

4 Banking Culture Shocks I Experienced in Canada

Ryan Octosa

If you’re new to Canada, banking is one of first few things you need to take care of to hit the ground running. Depending on where you’ve lived in previously,...

4 Banking Culture Shocks I Experienced in Canada

Ryan Octosa

If you’re new to Canada, banking is one of first few things you need to take care of to hit the ground running. Depending on where you’ve lived in previously,...

Here’s Why You Should Not Invest Your First $20,000

Here’s Why You Should Not Invest Your First $20,000

Ryan Octosa

If you are new to investing and you are convinced that the stock market will make you money in the long run, that’s all fine and dandy, but you probably...

Here’s Why You Should Not Invest Your First $20,000

Ryan Octosa

If you are new to investing and you are convinced that the stock market will make you money in the long run, that’s all fine and dandy, but you probably...